of the correct, they doesnt matter should your extra is created to the mortgage or even the c/a great, it’s still prominent avoidance if the the in both certainly they. by the remaining. i wouldnt know the way it functions there. (talk to her once again perhaps?)circumstance 2 = semi-flexi only has step one account. to make sure that the to minimize their prominent, the cash Need to credit on houses mortgage membership (susceptible to LO TnC). any percentage made to the c/a posses nothing to do with their dominating since these accs commonly connected. therefore the next administrator try “korek”. =)
Actually having scenariio 1= I inquired this new officer regarding your traditional mortgage, she told you not flexi then advise me better to take almost every other totally flexi plan.
Scen 2= making this “korek” haha. You function any type of more payment to help you mortgage an effective/c have a tendency to subtract the main amte to that particular LO, think about the new T&C reported that we should instead bring progress observe and also make additional commission. but the administrator said not want as their LO maybe not improve, the latest LO nonetheless according to the dated that, but the bank system already change. How does ? I’m scared shortly after finalizing tend to be sorry for later, every mth needs to notice bank to provide deposit .
.As to why don’t such fully flexi? Or no day generate down-payment needs to improve lender, i wld as an alternative simply take totally flexi. Save time.
Read including Hleong islamic no securing several months, promise you could tell all of us for those who had any futher facts. Thx.
Actually for scenariio 1= I inquired the newest officer about your antique mortgage, she told you not flexi up coming advise myself best to take almost every other fully flexi package.
Scen dos= making this “korek” haha. You setting any a lot more commission so you can loan a/c commonly deduct the primary amte to this LO, how about new T&C reported that we should instead render progress notice and come up with most fee. nevertheless officer told me n’t need as his or her LO maybe not enhance, the latest LO nevertheless according to research by the dated that, although bank operating system currently revision. Why does ? I am afraid immediately following finalizing usually regret afterwards, the mth needs to find bank supply advance payment .
.As to why cannot for example fully flexi? If any time make down-payment needs to revision bank, we wld rather just take totally flexi. Save time.
Read together with Hleong islamic no securing months, guarantee you could give united states if you had people futher information. Thx.
if or not their partial otherwise full flexi, the practically the same. imagine from it because the a handbook vehicles otherwise automobile vehicles. high FC or over-keep fees for the comfort against much more toes run cheaper maintaince rates. seemingly talking.
out of individual viewpoint, i am going to say wade full-flexi if you possess the a lot more cash of course, if your going in order to move the money that often.
i’m not totally yes in the UOB’s pratices, however, you normally consult this new officials what sort of notice to help make the additional commission? over the counter see, a month observe in advance etc.
Does anyone using this loan bundle. Pls show certain white for me. My top priority ‘s the improve/prepayment. Can you www.speedycashloan.net/installment-loans-ne/ imagine mthly cost is actually RM1k, and i also spend RM1.5k all mth with the mortgage an effective/c. Really does the fresh new RM500 commonly subtract regarding Principal amt , upcoming decreasing the attract costs?
You to definitely told you”No”, the excess payment have a tendency to park on the a/c and you may apply given that an excellent mthly fees whenever due. See must be supplied to lender in the event the need the extra percentage getting subtract the primary. She recommend me to account for a full flexi mortgage.
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